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The Pearl Planning Blog
What to Do in a Bear Market or Recession: Quick, Actionable Tips for Smart Financial Moves
Market downturns and economic slowdowns can feel unsettling—but they’re also opportunities to take control of your financial life. Here’s a quick, actionable checklist of things to do during a bear […]
The Tariff Trap: How to Navigate Today’s Economic Uncertainty
President Trump’s “Liberation Day” tariff announcement on Wednesday, March 2nd, sent shockwaves through US and global trading markets for the remainder of the week. I am writing this as of […]
Navigating Inherited RMDs: What You Need to Know for 2025 and Beyond
Required Minimum Distributions (RMDs) can be complex, especially if you’ve inherited a retirement account. With recent regulatory changes, understanding when and how much you must withdraw is crucial. Old Rules […]
New Client? Here’s What’s Next
Welcome to Pearl Planning! Our onboarding video guides you through the exciting process of implementing your financial plan. Here’s what to expect: Getting Started: We’ll begin by opening accounts and […]
2025 Winter Economic Update (Webinar)
So much is happening in the economy right now—inflation, interest rates, new policies, and market uncertainty—but what does it actually mean for your financial future? In this session, Melissa Joy, […]
Pearl Planning’s 2024 Year in Review: Celebrating Milestones and Growth
As we look back on 2024, we’ve celebrated everything from exciting personal milestones like weddings and births to professional achievements, such as team growth and community involvement. Our year has […]
2025 & Beyond: Your Post Election Investment & Economic Perspective
As we turn the corner from the election season that dominated the 2024 news cycle, we have results and perspective for what’s next when it comes to investments and the […]
All About FSAs with Alexa Kane, CFP®, AIF®
My company offers a Flexible Spending Account. What even is that? Flexible Spending Accounts, or FSAs are tax-advantaged accounts that you can use to pay for eligible expenses like medical […]
Navigating College Scholarships and Funding
Have you always thought scholarships were just for the elite? Think again! Many people believe college scholarships are exclusively for top athletes and academic superstars. The truth is that […]
Take Advantage of Your Legal Services Benefit
Your benefits package includes perks that you may not even know about. Are you familiar with the legal services benefits available to you at U of M? This […]
Why Elections Matter for Your Money: Video Replay with Key Insights for Investors
With the 2024 presidential weeks away, you may be wondering how the election results may impact your finances and money. This quarter’s Pearl Planning investment and economic update webinar focuses […]
How Pearl Planning Supports The People Who Matter Most to You
Looking for trusted financial advice for your friends or family? At Pearl Planning, we’re here to help. Whether you’ve had a friend ask, “Who do you trust for financial planning?” […]
Time to Review Your Life Insurance
Have you reviewed your life insurance recently? It’s easy to overlook, but making sure you have the right amount of coverage is crucial. University of Michigan employees can […]
Know Your Health Savings Account Options
Listen up University of Michigan employees! Are you taking full advantage of the health savings account (HSA) option? HSAs can be a powerful financial tool. Not just for […]
Simplify Your Estate Planning with a Transfer on Death (TOD) Agreement
We often talk about naming beneficiaries for IRAs, 401(k)s, and 403(b)s, but what about your taxable investment accounts? A Transfer on Death (TOD) agreement is an easy solution to […]
Find Your Best U of M Retirement Strategy
Retirement planning has more nuances than most people realize. Do you know whether you’re under or over-contributing to your savings? This month we’re focusing on University of Michigan […]
Maximize Your Benefit Options This Year
Are you getting the most out of your University of Michigan benefits? Do you know enough about your options to make informed decisions? If you missed our recent webinar, you […]
Why Financial Therapy is Gaining Ground
You’re probably not thinking about mental health when you think about money. The two topics aren’t traditionally associated with each other- but that’s changing. Money Is Emotional Money is […]
Say Hello to Our New Website!
We are thrilled to announce to you the newly redesigned Pearl Planning website! Whether you’re a long-time client or just getting to know us, we hope you’ll enjoy the fresh […]
How to Handle Financial Transparency in Relationships
Are you afraid to talk about finances with your partner? If so, you’re far from the only one! It’s a tricky topic for many couples. The Avoidance Trap Money […]