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The Pearl Planning Blog
Our Method for Better Communication and Stronger Relationships
How well we communicate can make or break a relationship. Misunderstandings, resentment, frustration- we’ve all been there. Guess what? This applies to the client-financial advisor relationship, too! Communication plays a […]
Accounts to Withdraw Retirement Savings Without Penalties
When it comes to retiring early (like in your 50s!), the first question I often hear is, “Where will my monthly income come from?” I’m glad you asked! Because when […]
Health Insurance Options For Retirement
Dreaming of retiring in your 50s? Walking away from your company’s health insurance can be a major roadblock . Finding the right health insurance can be a scary proposition because […]
Unlocking the Power of Roth IRAs with Lucy Valandra, CFP®
If you’re not sure what a Roth IRA is or why it’s worth considering, read on! A Roth IRA is a special type of individual retirement account that offers unique […]
How to Plan For a Retirement That Fits Your Lifestyle
You think you have enough money to retire in your 50s? If that’s your dream, let’s talk about reality. I have this conversation all the time, and I’m not saying […]
Market Drawdowns in August 2024: A Guide to Managing Your Investments and Emotions
Your financial planner said there’d be days like this, and indeed, market fluctuations remind us of the inherent unpredictability of investing. As we navigate through the current market downturn in […]
Thinking About Retiring Comfortably In Your 50s?
When do you picture yourself retiring? Wouldn’t it be nice if it was sooner than you think? Don’t write off the idea. It could be possible! Many people […]
Why Reviewing Your Beneficiaries Matters
As you plan for your financial future, you’ve likely considered various aspects such as savings, investments, and insurance. However, one crucial yet often overlooked aspect of financial planning is reviewing […]
Are You a “Super Saver” for Retirement?
If you’ve been laser-focused on saving since your 20s, opened a Roth IRA early and you’ve stayed committed to saving every step of the way … you’re officially a […]
Are You a “Middle of the Road” Saver?
Are you feeling unsure about your retirement savings? Don’t worry; you’re not alone. There are 3 categories of savers, and if you fall into the “Middle of the Road” Saver […]
2024 Summer Economic Update (Webinar)
Feeling a bit overwhelmed by today’s economic ups and downs? We’ve got your back! On this Summer Economic Update webinar, we’ll break it all down for you. Melissa Joy, CFP® […]
Are You a “Starting Late” Saver?
Are you feeling way, way behind when it comes to saving for retirement? Don’t worry; you’re not alone. There are 3 categories of savers, and if you fall into […]
When Should You Get Serious About Saving For Retirement?
As women, we often prioritize everyone else’s needs over our own. Get over it. When it comes to retirement savings, you have to put yourself first. Nodding your head with […]
How to Retire Comfortably In Your 50’s: Everything You Need to Know (Webinar)
Are you worn out and wondering if you could leave your full-time job ahead of schedule? Or, do you worry about needing to retire for reasons outside of your control? […]
2024 Spring Economic Update (Webinar)
In this webinar, Pearl Planning President and Financial Advisor, Melissa Joy CFP® explores the impact of inflation, what is happening in the market this year, and how upcoming elections may […]
Under the Radar: Overlooked Tips & Tricks For Your Investment Portfolio (Webinar)
In this webinar, Pearl Planning President and Financial Advisor, Melissa Joy CFP® shares practical ways to level up your investment strategy in 2024. For those who want to make […]
Celebrating Melissa Joy’s Recognition as Top Women Wealth Advisor by Forbes
The Pearl Planning team is proud to announce the recognition of our own President and Financial Advisor, Melissa Joy CFP®, as one of the Top Women Wealth Advisors, Best-In-State, by […]