Toni received her BA in Philosophy, summa cum laude, from the University of Michigan in 1988, and her Master of Accounting from Eastern Michigan University in 1998. She's a CFP® professional, a CPA, a Certified Investment Management Analyst (CIMA®), and trained in collaborative divorce. She also holds the CSRIC® designation, a certification in sustainable, responsible, and impact investing.

A balanced portfolio of equities, fixed income, and a few alternative investments, that's what most people think investment management is about. And it is. But it's not enough.

To manage a portfolio well, I want to know what a client values. Their assets should reflect what they love and what they want to leave behind. When I started in this field 35 years ago, there was no real way to screen for how a company treated people or the planet. Those tools exist now, and I've spent my career building portfolios that align with what actually matters to my clients."