Award Disclosures

AdvisorHub Women to Watch

Melissa Joy was named to the “AdvisorHub 200 Women Advisors to Watch 2026” ranking issued by AdvisorHub. The ranking uses modern metrics designed to reflect today’s advisory industry and evaluates advisors based on 1) scale and quality of practice, 2) year-over-year growth, and 3) overall professionalism. Nominees are required to have a minimum of seven years of experience, at least $150 million in assets under management, and a clean regulatory record. Data utilized for the ranking was prepared by Melissa Joy as of 12/31/2025. Participation in the ranking is open to any firm or advisor, and there are no fees for participation. This recognition is not indicative of future investment performance or client experience. Third-party rankings are not guarantees of future success.are not guarantees of future success.

Forbes

Melissa Joy was named to the Forbes 2026 Top Women Wealth Advisors Best-In-State list, issued February 4, 2026, and based on data as of June 30, 2025. The ranking was developed by SHOOK Research, LLC. Generally, ratings, rankings, and recognition are based on information prepared and submitted by the advisor. Pearl Planning and Melissa Joy did not pay any compensation to be considered for or to use this ranking. Third-party rankings and recognition are no guarantee of future investment success. Working with a highly rated advisor does not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client, nor are they representative of any one client’s evaluation. View the ranking methodology.

Michigan 50 Companies to Watch

Pearl Planning was named a 2026 Michigan 50 Companies to Watch honoree by Michigan Celebrates Small Business. The award was announced February 12, 2026, and was based on information submitted as of 12/31/2025. The award recognizes privately held, Michigan-headquartered second-stage companies with 6 to 99 full-time- equivalent employees and $750,000 to $50 million in annual revenue or working capital. Pearl Planning did not pay any compensation to be considered for this award and does not pay a fee for use of the logo. This recognition is based on information submitted by Pearl Planning and does not consider investment performance. This recognition is not indicative of future investment performance or client experience and is not an endorsement. View the award methodology.

2026 ThinkAdvisor Luminaries Award

Pearl Planning was named a finalist for the 2026 ThinkAdvisor Luminaries Award in the Thought Leadership and Education (Firm) category. Finalists were announced by ThinkAdvisor on September 3, 2026, based on nominations submitted between April 20 and July 7, 2026, describing achievements from the prior 12 to 18 months. The award evaluates nominees on 1) impact on the firm, advisors, and the broader industry, 2) demonstrated ability to achieve goals and display ingenuity, and 3) dedication to furthering the development of advisors and the industry, with a focus on serving clients’ best interests. The nomination was prepared by Melissa Joy. Participation is open to any firm or individual in the industry, and there are no fees to participate. Pearl Planning did not pay any compensation to be considered for or to use this recognition. Winners will be announced December 3, 2026. This recognition is not indicative of future investment performance or client experience and is not an endorsement. View the award criteria.